Payments Intelligence
Independent payments intelligence for merchants. Track important developments across card networks, regulation, security, fraud, commerce technology, and the payments ecosystem.
We monitor payments. You run your business.
Latest Intelligence
Merchant payment updates, independently reviewed and explained by ONKORE. The featured story is selected for relevance and impact; choose Latest to browse by publication date.
PCI DSS v4.0.1: What Merchants Need to Know
A practical ONKORE guide to PCI DSS v4.0.1, merchant responsibilities, the current standard, and the security controls businesses should review now.
Why this matters to merchants
PCI DSS v4.0.1 is the active PCI DSS standard. Merchants should ensure their validation documentation, payment-page controls, third-party service relationships, and security practices align with the current requirements.
FinCEN Permanently Ends BOI Reporting for U.S. Companies
FinCEN's August 11, 2026 final rule permanently exempts U.S.-created companies from Beneficial Ownership Information reporting requirements under the Corporate Transparency Act.
2027 Card-Brand Rule Changes: What US Merchants Need to Know
Prepare for the 2027 card-brand mandate updates. Learn how these upcoming adjustments impact your payment operations and how to maintain compliance.
2027 Card-Brand Rule Changes: A Guide to Operational Compliance
Stay ahead of 2027 card-brand updates. Learn how to audit your POS settings, surcharge configurations, and debit-routing to maintain compliance and avoid fines.
Navigating the CFPB’s Major Overhaul of Regulation B
The CFPB has finalized significant changes to Regulation B, impacting how merchants handle credit and financing. Learn what these updates mean for your business.
Visa-Mastercard Interchange Settlement: What US Merchants Need to Know
The long-running antitrust litigation against Visa and Mastercard continues to evolve. Learn the latest on settlement payouts and what it means for your business.
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Government & Regulatory Updates
CFPB, FTC, IRS, FinCEN, Treasury, state regulators, and compliance deadlines.
Navigating the CFPB Section 1033 Open Banking Rule: A Guide for US Merchants
The CFPB's Section 1033 rule aims to revolutionize US open banking. Learn how shifting regulations on data sharing and API standards impact your business.
SNAP EBT Modernization: Preparing Your POS for Chip and Tap Cards
The USDA is rolling out chip and tap-enabled SNAP EBT cards to combat fraud. Learn how to update your POS system and ensure transaction continuity.
SNAP EBT Chip Cards: What Retailers Need to Know
SNAP EBT is moving toward EMV chip technology. Here’s what retailers should know about X9.58-2024, POS readiness, EBT application support, fallback behavior, and the ongoing state-by-state rollout.
PCI & Security Alerts
PCI SSC, NIST, CISA advisories, vulnerabilities, and payment security standards.
The 97% Milestone: What the Near-Total Adoption of EMV Means for US Merchants
EMVCo reports that 97% of in-person payments are now chip-authenticated. Learn how this milestone impacts fraud liability and security for US retailers.
SNAP EBT Modernization: A Merchant’s Guide to the Chip Card Transition
The USDA is modernizing SNAP EBT with chip technology to combat skimming fraud. Learn how to update your POS and ensure compliance for your retail business.
Understanding PCI DSS v4.0.1: What US Merchants Need to Know About the Latest Revision
The PCI SSC has released v4.0.1, a limited revision to the data security standard. Learn how these clarifications impact your compliance roadmap before 2025.
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