Skip to main content
Virtual Terminal

Take Payments by Phone

Accept remote card payments from a computer through a supported virtual terminal.

No HardwareSecureRecurringInvoicing
Illustrative virtual terminal payment entry on a laptop in a modern office

Key Benefits

Everything you need to know about virtual terminal.

No Hardware Required

Compatible virtual terminals can be accessed through a web browser after merchant approval and account configuration.

Secure Key Entry

Supported virtual terminals can provide encrypted or tokenized payment workflows. Merchants remain responsible for their applicable PCI compliance scope and secure handling procedures.

Recurring Billing

Set up recurring charges for subscriptions, memberships, and payment plans.

Send Invoices

Email professional invoices with pay-by-link. Customers pay online, you get notified instantly.

Powerful Features

Comprehensive tools designed for your business.

Instant Authorization

Receive authorization responses through the selected processor. Funding timing depends on merchant approval, settlement schedule, cutoff times, processor, and banking arrangements.

Transaction History

Search, filter, and export all transactions. Refund or void with one click.

Multi-User Access

Set up staff accounts with role-based permissions and activity logging.

Sales Reports

Daily, weekly, and monthly reports with reconciliation tools built in.

Surcharge Support

Eligible surcharge, convenience-fee, cash-discount, or dual-pricing options may be available subject to card-network rules, applicable law, processor requirements, disclosures, and merchant eligibility.

Customer Vault

Supported platforms can store tokenized customer payment profiles in a provider-managed vault. Availability, access controls, and migration options vary.

How It Works

Get started in three simple steps.

01

Log In

Log in through the supported browser and configured user account. Confirm device and security requirements with your provider.

02

Enter Details

Type in the customer's card information or send an invoice link for them to pay online.

03

Get Paid

Receive an authorization response and settlement according to your approved processor and funding schedule.

Supported Industries

Supported Industries

Trusted by businesses across these sectors.

Frequently Asked Questions

Frequently Asked Questions

Do I need any special equipment?

A compatible computer, supported browser, internet connection, and approved merchant account are required. In-person chip or contactless acceptance needs a compatible reader and supported platform configuration.

Is it secure to key in card numbers?

Supported virtual terminals use security controls such as encryption and tokenization. Merchants must still follow applicable PCI DSS requirements and secure card-handling procedures.

Can I set up recurring payments?

Recurring billing may be available on supported platforms. Confirm customer authorization, stored-payment capabilities, billing schedules, and retry settings before choosing a setup.

Can I send invoices?

Invoicing and hosted payment links may be available depending on the selected platform. Confirm supported payment methods, notification options, and any additional charges.

Ready to get started with Virtual Terminal?

Review your payment methods, costs, and technology needs with ONKORE. No obligation; final services and terms depend on your approved setup.

  • No-obligation review
  • Compatibility assessment
  • Switching guidance

Ready to submit your business details? Start the merchant application